So why leave your rental property to chance?
TLA helps landlords understand risk, avoid costly mistakes and protect their income before problems arise.
Preparation Today. Protection Tomorrow.
Preparation Today. Protection Tomorrow.
Find out how much it may cost you
Free, takes under a minute, and uses real court-delay data for your area.
Your Potential Exposure
£1,500 pcm in SW18
Court Delays
6
Months (26 weeks)
Warrant & Bailiffs
5
Months (22 weeks)
Potential Lost Rent
£16,500
Legal Costs
£2,500
Total Exposure
£19,000
Recent insights
Section 8 rent arrears claims now require two months' arrears at both the notice date and the hearing date. The notice period has also changed. If your Section 8 notice is out of date, your possession case can fail before it reaches court.
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Tenants can delay possession through disrepair counterclaims, requests for adjournments, or by disputing notice validity. Having watertight documentation — correct notices, valid certs, accurate rent logs — reduces the tactics available to delay.
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Form 3A replaces the old Section 21 notice format. It requires additional information about the tenant's rights and property compliance. Serving the wrong form, or an incomplete one, can void your notice entirely.
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Industry data suggests that more than 1 in 10 claims are declined. In many cases, the issue is not the tenant — it is a compliance failure, late notification, or a mistake made months or even years before the claim is submitted.
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Fraudulent tenant references are increasingly common. Always verify references independently and keep copies on file — they may be requested during a claim.
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Insurers during mediation may offer cash for keys and ensure it is legally binding. Without insurance, proceed with caution and only pay once vacant possession is obtained.
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Local authorities may advise tenants to remain in situ during disputes. Understanding your legal position early helps you avoid costly delays.
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If your property appears on a short-let platform without consent, act quickly. Check your AST clauses, gather evidence, and follow the correct notice procedure.
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The biggest failures of landlords and agents is not following the statutory legislation. Any one of these can delay or even worse invalidate your claim.
Read more →Yet many spend more time checking their car insurance than checking whether their tenancy would survive a legal challenge.
Don't wait until a tenant stops paying rent to find out.
Preparation Today. Protection Tomorrow.
The insurer isn't responsible for maintaining your tenancy any more than your insurer is responsible for servicing your car. Your job is preparation. The policy is there when something goes wrong. That's exactly what “Preparation Today. Protection Tomorrow.” means.
Rent protection
Preparation Today. Protection Tomorrow.
Cover the mortgage when the rent stops
Help with eviction and court costs
We catch an expired cert before it sinks a claim
The proof your insurer asks for, ready to send
See your exposure before it costs you
Can you cover the mortgage while waiting for possession?
Would you know what action to take?
Remember, responsibility remains with the landlord.
Do you know what has changed?
TLA Protect
Your documents stay stored, checked and address-matched. So when the rent stops, your claim isn't held up waiting on paperwork.
Claim evidence
Included in your property record
Legal archive
Included in your property record
Rent exposure
Included in your property record
Compliance alerts
Included in your property record
1
Rent Missed – Submit Claim
2
Mediation
3
Legal Assessment
4
Claim Decision
5
Rent Payments
6
Eviction
7
Recovery/Damages
Rent Protection starts once possession action is underway. Preparation Today. Protection Tomorrow.
Learn more about the claims process →The things landlords wish they knew earlier.
Our products
Protect your rental income, legal costs and get possession support.
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